Auto Loan Terms: Why 84-Month Financing Is Usually a Mistake
Stretching a car loan to seven years saves on monthly payments but buries most buyers in negative equity within two years.
Financing Your Car: Credit Union vs Dealer Rates
A 3 percent interest rate difference on a car loan costs you $2,000+ over the loan term. Credit unions typically offer the best rates. Here is how to actually use them.
Trade-In vs Private Sale: What You Really Lose at the Dealer
A dealer will offer $4,000 less for your trade-in than you can get privately. Sometimes that is worth it. Often it is not. Here is the exact math.
Private Party Sale: How to Sell Your Car for Maximum Value
Selling a car privately takes more work than a trade-in but nets 15-25% more money. Here is the complete process from photo prep to receiving payment.
Extended Warranties: When They're Worth It and When They're a Scam
Extended warranties on most cars are pure profit for the dealer. On certain vehicles they save you thousands. Here is how to tell which situation you are in.